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Auto Accidents Attorneys Bay Area

Based on recent statistics released by the National Highway Traffic Safety Administration, there were 3,316 fatal auto accidents in California in 2019. If you were involved in an auto accident, you can file a claim with the insurance company of the at-fault driver. You can likewise recover from your own insurance company, depending on the specific type of insurance coverage you have. Our Bay Area auto accident attorneys here at Bogaards Law can help you determine all the recovery options that are available to you.

Required Auto Insurance Coverage Requirements in California

The minimum bodily injury and property damage liability insurance coverage requirements that all motorists in California must have include:

  • Bodily injury or death per individual – $15,000
  • Bodily injury or death for multiple individuals – $30,000
  • Property damage – $5,000

Recovering Compensation for Bay Area Auto Accidents

If the at-fault driver only has the minimum, state-required auto insurance coverage policy, your recovery would be limited to these minimum amounts. For instance, you could only recover up to $5,000 to cover any property damage and up to $15,000 to cover treatment and other expenses related to your injuries. In reality, however, these amounts are typically not enough to cover all auto accident damages. They’re especially insufficient in cases involving severe injuries and property damage and/or multiple injured victims and damaged vehicles. 

If you have underinsured and/or uninsured motorist insurance coverage, which is optional in California, you can file an auto accident claim with your own insurance carrier to get compensation for your losses. Underinsured insurance coverage is typically lumped together with uninsured coverage and offers extra compensation for injured victims in cases where at-fault drivers have no insurance coverage or have inadequate coverage to cover the victim’s losses. However, as with minimum liability insurance limits, your recovery is limited to how much underinsured and/or uninsured insurance coverage you have. 

If you have medical payments (MedPay) coverage, this can cover medical expenses for you and your injured passengers. You can recover only up to your MedPay coverage limits. In addition, you can recover compensation under your collision coverage, if applicable. This pays for expenses used to replace or repair your vehicle that was damaged in the auto accident. 

Seek Legal Advice from our Experienced Bay Area Auto Accident Attorneys

If you need to obtain complete and fair compensation that’s enough to cover all your medical expenses, lost income or wages, damage to your vehicle, and even compensation for pain and suffering, the task could be very daunting and stressful. All too often, insurance providers engage in sneaky strategies to reduce the payouts in accident claims

Fortunately, the experienced Bay Area auto accident attorneys here at Bogaards Law understand how these strategies work, so we can help fight against these unfair tactics. We can likewise help you negotiate with the insurance provider of the at-fault driver to ensure that you recover fair compensation for all your damages. Also, we can find out all potential sources of recovery that may fit your case. Get in touch with our auto accidents attorney in the Bay Area by phone or online and arrange a free evaluation of your claim.

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