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Information to Consider Before Accepting an Injury Settlement Offer

January 15, 2022

If you have been injured by someone else’s negligence, there is no denying that you have plenty on your plate – and you may have no idea where to begin. This is absolutely normal, and there is no need to beat yourself up further. In fact, the single most helpful step that anyone in your position can take is consulting with an experienced car accident attorney as soon after the accident as possible. 

Your Losses May Be More Significant than You Realize

Many people who are injured in car accidents that were caused by someone else’s negligence fail to recognize just how serious their losses (addressed by the law as damages) are. Reasons include:

  • Even very serious injuries can be slow to present with serious symptoms and, as a result, go on to become even more serious injuries before they are diagnosed and treated.
  • The stress, upheaval, and terror associated with car accidents can leave you in a state of shock with an adrenaline rush, and this can mask a considerable amount of pain that is trying to tell you how injured you are.
  • Many kinds of serious injuries lead to considerable secondary health concerns that require ongoing care.
  • Many accident victims fail to adequately factor in the emotional pain and suffering they endure, which can be exceptionally difficult to overcome. 

One of the most important aspects of your car accident claim involves ensuring that your full array of damages are well represented. 

The Other Driver Owed You a Duty of Care

It is important to remember that the other driver owed you a legal duty of care and that his or her negligence breached that responsibility. Personal injury law addresses this breach and allows you to recover financially for your losses as a result. The most common forms of driver negligence include:

  • Distraction (texting is the deadliest distraction on our roadways)
  • Impairment
  • Exhaustion (drowsy driving can be as dangerous as drunk driving)
  • Excess speed
  • Aggression
  • Failure to adhere to the rules of the road in general 

The Insurance Company Is Decidedly Not on Your Side

Yes, the insurance company is in the business of covering claims like yours, but it is much more deeply invested in turning healthy profits. Toward this end, it has plenty of tricks up its sleeve, including:

  • Denying claims outright in the hope that claimants will simply give up
  • Making quick lowball settlement offers in the hope that claimants will accept out of desperation
  • Prolonging and complicating the claims process in an effort to wear claimants down
  • Nudging the blame away from policyholders and toward claimants
  • Denying the extent of claimants’ damages

An Experienced San Francisco Car Accident Attorney Can Help

The savvy car accident attorneys at Bogaards Law in San Francisco have a wealth of experience guiding complicated car accident claims like yours toward beneficial outcomes, and we are here for you too. For more information about how we can help, please don’t wait to contact us for a free consultation today.


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